Reduce National Maximum Interest Rate to 1% During Crisis

Solving our virus problem hinges on social distancing to reduce contagion. But an economic depression that hits us like a tsunami will tax our economic system so hard it will tax our ability to maintain social distancing and optimize our healthcare response. It’s a Catch 22 – or more appropriately – a Sophie’s Choice. Let the economy go on as it was and millions will die. We’ve heard as high as ten million in the USA alone. There’s a delicate balance that has to be struck. We have to help people weather this storm. Where do we start?

There is one easy to effect and sure way to help people and companies at the same time: reduce maximum interest rates to 1% – 2% nationally by decree. That simple act would give “companies” the time they need to wait it out. That interest break would also give a lot of “people” the time they need to wait this out. Not all people for sure. But this will actually help all Americans regardless of financial status. Interest rates create financial pressure. It’s totally ridiculous for anyone to be able to collect interest above 1% and profiteer in this crisis when the Fed Rate is .25%.

This simple, charitable and wise action would set in motion the domino effect needed to help relax tension a bit for everyone at the same time. And we desperately need this relaxation.

Let me cite one example. I own a business in Los Angeles and I rent an office. My landlord, a true gem by the way, just told me not to pay the rent for April. I was going to ask, but I did not have to. Very human of him.

But he has a mortgage to pay too. If his bank rate went down to 1% that’s going to make it easier for him to continue to pass that break on to me. Every obligation, from mortgages to leases to accounts payable, revolves around interest rates. If interest rates were suddenly gone or minimized, it gives us all the time we need to wrap our heads around our virus issue and our economic depression that is inevitable if we are to keep the contagion rate down.

I did go to Wharton School and shared a class with Donald Trump. He paid absolutely no attention to what was being taught. I was no honor student, but I did learn a bit about how this all works. Interest rates are key. Mortgage rates should immediately go down to 1% across the board. It solves a lot.

I’m going to leave this here, keep it short and spend my time circulating this memo, hoping it finds its way up to people who can make this happen. Lowering our collective financial temperature will solve many of our imminent problems – medical, social and financial – in one fell swoop.

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PS. I am also 99% sure that the Kushners and Trumps of the world won’t like this solution. They are landlords. They love foreclosures. It’s how they acquired a lot of their properties, on the backs of others. And they can afford to stay home and not catch the virus. They even know if they do get the bug, they will get the best medical attention. So watch as they don’t quite do the right things in the days ahead.

Get this circulating. It is very doable. Trump’s talking about “companies” because the right companies will pay him off in his foreign bank accounts for slush funds sent their way. And that is also why he has not used the National Defense Act yet. He has not found a way to get paid off for the contracts yet. He’s working on it. You can be sure of that. 

Why Joe Biden Is Winning Over the Hearts of Americans

If Donald Trump were not president I would have spent the last 3.5 years doing much more of what I wanted to do before I realized this country was in big trouble. How about you?

Joseph Aronesty @EnglishCodeWord

Joe Biden essentially won the Democratic Party’s nomination in one unbelievable turn of events that occurred on March 2nd between 4 and 5 PM PST. When Pete Buttigieg announced he was pulling out of the race to endorse Joe, he made a truly touching speech. Pete’s speech was followed by Joe’s speech, wherein he he said Pete reminded him of departed son Beau. It choked me up. I am sure I was not alone. And that’s the moment I knew Joe was going to win the nomination. And I knew why: Joe has heart.

“Heart” is what Donald Trump is so glaringly lacking. And we all – on both sides – suddenly realized that undeniable truth and how important having heart is during an emergency. For the record, Hillary also seemed to lack heart. That’s really why she lost. Great speeches and ideas don’t mean as much as sincerity, because we all know how easy it is to lie or make claims that won’t get done when stumping to win votes. I also felt Elizabeth Warren, when she attacked Bloomberg, a man willing to bankroll the entire Democratic Party just to get rid of Donald Trump, showed a lack of heart in the way she attacked him on the debate stage. And I love Warren’s ideas.

I know Clyburn’s endorsement set the pendulum in motion days before Pete’s endorsement. But it was Joe’s heartfelt manner which suddenly felt like the thing we have been missing for 4 years since Trump-ism took hold on the airwaves. And it was so welcome that it changed everything. Joe shined that light without even trying. He was being sincere. And we miss sincerity here in the USA on both sides. Don’t we?

When I entered the business world in 1972 I still recall my father telling me people will give you a chance to win them over as long as you come off with sincerity. And since this blog was originally intended to be about etymology – or wordology – as I like to call it – let me break down the word SINCERE for you in my own unique wordology way.

SIN and SINE are known old Latin words for “without”. CERE is the root of the word CEREBRAL or HEAD. SINCERE means without thought ( for one’s self).

And on that standard Donald Trump has failed miserably to come off as sincere. In fact, Trump seems to do everything with only thought’s for his own self. Donald Trump exudes the polar opposite of sincerity. That’s why he is known as a narcissist. He has always been that way too. Even in college, where I knew him (Penn 67) , he was the original “it’s all about me” guy. He threw a rushing sophomore out of a mixer for dancing the mashed potatoes better than he could and getting all the girl attention.

Trump’s badly botched coronavirus speech reminded us all he is not the right person to manage a health crisis. Since he has surrounded himself with self-serving sycophants, Trump does not have anyone close to him who can really be trusted to lead us out of this mess. His heartless GOP just tried to knock down a House bill to provide sick leave for people affected by corona. I think they realize how bad that sounded and are back-tracking to fund a deal. But it’s more out of financial necessity than from heart. Their dark hearts have already been exposed. And yes, November seems like an eternity to wait for new leadership. The stock market seemed to know that too.

On the other hand, Joe Biden will surround himself with real, time-tested experts – the way our government used to function under Obama, Bush, Clinton, Reagan and before. Why am I sure of this? Because Joe Biden actually cares about others and he cares about his legacy as a public servant. The idea of serving the public is totally foreign to Donald Trump and his GOP sycophants.

There will be a lot of work needed to undo the damage done in four years by an inept, uncaring, heartless man who cheated to win an election and then ran the US government like a piggy bank for his own family interests. But right now, we have a country to save.

When you come down to it, Trump is just a pin-up doll for the Citizens United folks who wants big business to have more power than people. Those days are coming to an end. We have a unifying principle now – surviving a pandemic.

Practice social distancing. Vote Blue up and down.

That map looks suspiciously like the online dictatorship vs. democracy map. Same exact colors too. Find it at planetrulers.com I still think that’s what’s been driving Trump since Helsinki. Putin showed him “very powerfully” how close he was to taking over the world with a few dictators in control of it all. Read about that delicate balance in world power and see that map original HERE. https://englishcode.wordpress.com/2019/03/30/dictator-map/
www.planetrulers.com – use a google search –
Why does Donald Trump have that map in those exact colors?

I have just now written to planetrulers.com to see if they created this map and its colors or got it from somewhere else. I will report their reply, if they reply. This is what I wrote:

https://englishcode.wordpress.com/2020/03/12/bidens-heart/
LOOK AT WHAT TRUMP IS HOLDING UP! IT IS YOUR DICTATOR MAP – SAME EXACT COLOR – CHANGED FOR CORONA VIRUS.
I HAVE BEEN TELLING PEOPLE THAT A MAP LIKE THIS WAS SHOWN TO TRUMP IN HELSINKI by PUTIN – “very powerfully”.
I was make an educated guess based on his body language, having known him. But now I think Trump is indeed working on global domination with Putin’s help. Why else would he have your map – if it is your map?

MY QUESTION TO YOU: DID YOU CREATE THIS MAP AND DECIDE UPON THE COLORS? OR DID YOU GET THIS FROM SOMEWHERE ELSE and if so WHERE? This is a TELL. Please get back so I can share it with lawmakers.